Benefits and Insurance

Annual enrollment is July 15-31. Mid-year changes require action within 31 days of a qualifying life event.

As a benefits-eligible UT Southwestern employee working 30 hours or more a week, you can get free health insurance for yourself, excellent rates for dependent coverage, plus dental and vision insurance for you and your benefits-eligible dependents. For additional information, check out UT System Employee Benefits resource.

How do I...

 

Medical & Prescriptions

You can sign up for these at annual enrollment OR within 31 days of a qualifying life event.

Compare Medical Plan Premiums & Costs

 

Dental / Vision / Flexible Spending Account / Life

You may sign up for these at annual enrollment OR within 31 days of a qualifying life event.

View All Premium Comparisons

 

Retirement Planning

  • Mandatory Retirement Plan

    To aid your long-term financial wellbeing, the University of Texas System automatically enrolls eligible employees into the Teacher Retirement System of Texas (TRS) – a mandatory retirement plan governed by Internal Revenue Code Section 401(a). Your automatic enrollment results in mandatory, automatic, pre-tax paycheck deductions and establishes you as a TRS “member.”

    The pre-tax paycheck deductions are transferred directly to your TRS account. Member contributions are not taxed until you receive a distribution from TRS. You are vested after five years of service with a right to a retirement benefit. There are also disability and death, and survivor benefits available to TRS members.

    In addition to the Teacher Retirement System of Texas (TRS), other retirement plans include the Optional Retirement Program (ORP), which is determined by the job you perform at UT Southwestern. The ORP requires a one-year-and-one-day vesting period. You may also contribute to the Tax-Sheltered Annuity Program (UTSaver TSA) and the Deferred Compensation Plan (UTSaver DCP).

  • Retirement Manager

    The UT System Retirement Manager gives you the tools you need to start building toward a secure financial future. Retirement Manager is a secure website that enables you to review your retirement savings and help you project how much you may need to save for retirement. 

    Retirement Manager Overview
    Retirement Manager Quick Reference Guide

The UT System has selected five retirement services providers for the UTSaver Voluntary Tax-Sheltered Annuity (TSA) plan and UTSaver Voluntary Deferred Compensation (DCP) plan. Some providers offer additional services.

Providers

 

Health & Wellness Enhancements

You may sign up for these anytime.

Your health insurance will end on the last day of the month of employment, provided your last paycheck is enough to cover the premium. You will receive information by U.S. Mail about how to continue coverage through COBRA (see below).

How do I...

If you are retired, you may need to make changes to your UTSW benefits.

You have 31 days from your retirement date to change your benefits. If you do not make your changes within this 31-day period, changes cannot be made until the next Annual Enrollment in July, to be effective the following September 1.

How do I...

 

Medical & Prescriptions

You can sign up for these at annual enrollment OR within 31 days of a qualifying life event.

Compare Medical Plan Premiums & Costs

 

Dental / Vision / Flexible Spending Account / Life

You may sign up for these at annual enrollment OR within 31 days of a qualifying life event.

View All Premium Comparisons

 

Health & Wellness Enhancements

You may sign up for these anytime.

How do I...

 

Medical & Prescriptions

You can sign up for these at annual enrollment OR within 31 days of a qualifying life event.

Compare Medical Plan Premiums & Costs

 

Dental / Vision / Flexible Spending Account / Life

You may sign up for these at annual enrollment OR within 31 days of a qualifying life event.

View All Premium Comparisons

 

Health & Wellness Enhancements

You may sign up for these anytime.

Questions about your benefits?

Benefits Help Line
214-648-9830

Email